We always take a proactive strategy in your retirement planning. We start by asking the necessary questions. What is your current spending? What is your future projected spending? What concerns you the most about your retirement future? What do you most want to accomplish in retirement? Only after a lengthy discussion on these goals and concerns do we then move on to strategies and plans to help you accomplish these goals and minimize or eliminate the concerns. We ultimately want you to be comfortable and secure with your retirement plan. Although we don’t know what your future holds, we can certainly help you prepare for it.
You deserve a retirement customized to your goals, not ours. We focus on helping you create a plan that:
- Manages Taxes Efficiently
- Uses Sound Investments to Meet Your Goals
- Is Powered by a Dynamic Strategy
Schedule your complimentary consultation with Hundman Wealth Planning today.
You don’t want to pay more taxes than you are legally required to. We review your current retirement accounts to make sure you are maximizing the tax savings available to you. We also create a plan designed to help minimize the taxes you will have to pay in the future.
Our experienced team routinely works with clients who have:
- Roth IRAs
- Defined Benefit Pensions
- Defined Contribution Pensions
- Keogh Plans
- Government and Military Pensions
We work with you to create a retirement that is focused on letting you keep as much of your hard-earned money as possible. We can help you setup alternate retirement accounts, rebalance* your retirement portfolio, or even start your first retirement account.
*Rebalancing can entail transaction costs and tax consequences that should be considered when determining a rebalancing strategy.
Investing to Meet Your Retirement Goals
You know that you will not be able to count on Social Security as your sole source of income in retirement. Which is why we start each retirement planning client out the same way. We listen to you describe your current retirement preparations and your retirement goals.
After we know where you are at and where you want to be, we work with you to create a custom investment plan best suited to your needs.
The best mix of investments for you will depend on multiple factors such as:
- Your Age
- Length of Time Until Retirement
- Your Retirement Goals
- Current Level of Retirement Savings
- Your Risk Tolerance
Each client will need a different mix of asset classes and will have a different risk profile. Our job is to show you all of the options available to you that will get you to your goal. We make sure you understand the possible risks and rewards of any investments.
One of the biggest mistakes people make with their retirement planning is not revisiting their strategy as their circumstances change. We believe in using a dynamic strategy when helping you plan for retirement. This means that the type of investments you have in your portfolio should change as you age and as your circumstances change.
Our job is to be proactive in helping you with your retirement planning. We come to you with suggestions and recommendations as your personal situation changes, the markets change, and as you get closer to retirement.
Let us put our experience to work for you. Contact us today to discuss your retirement goals.